Rebuilding Society: Small Business Funding

Rebuilding Society

Rebuilding Society is an online platform that connects creditworthy businesses with investors who lend money in exchange for a capital and interest return

Rebuilding Society - Small Business Funding

Lending to businesses is an accessible, reliable and productive way to invest money. You’ll be reinvesting your SIPP or SSAS money directly into the UK economy, helping small and medium sized businesses grow and create a sustainable business community.

Great Rate Of Return

Whilst the world’s economic position may have changed, yours hasn’t.  You still want value for money and you still want to make investments that generate a decent return. Rebuilding Society gives you and your SIPP or SSAS access to a network of potential investment opportunities which are different to traditional banking products.

Manage The Investment Risk

Rebuilding Society not only credit checks the businesses that want to borrow from you, but it also makes sure they supply you with accounts, business plans and you can even engage with them directly and ask your own questions. Rebuilding Society lets you manage your investment risk by giving you the tools and information to find out more about the companies you lend to.

Create A Diversified Portfolio

You can lend your SIPP or SSAS money via the live auctions or buy micro loans from already completed deals through the micro loan market. By spreading your lending across businesses that meet your investment appetite, you’re reducing the risk to your overall capital position.

Visit the Rebuilding Society website for full details.

Lend On Rebuilding Society With Evolution SIPP or SSAS

SIPPclub members have exclusive access to Evolution SIPP and SSAS.  Click the link to read more about Evolution.

SIPP And SSAS Lending On Rebuilding Society

To discover whether lending your SIPP or SSAS money on Rebuilding Society is appropriate for your circumstances, please complete the form below.

If you have lent on Rebuilding Society

If you have lent or invested on other peer-to-peer or crowdfunding platforms

SIPPclub Membership Criteria

In registering your interest, you'll also be subscribed to SIPPclub's free weekly newsletters. You can cancel them easily as each one includes an unsubscribe link.

Crowdfunding And Peer-To-Peer Risk Warning

When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles.  It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.

With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses.  You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates.  In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market.  Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.


As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from  Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.

Please read our full Terms which includes criteria for SIPPclub membership.