All You Need To Know About Passive Funds
This article is part of a series. To view all the articles in the series, click the button below.
Don’t spend your time worrying whether you can beat the markets: you don’t need to beat them to be a successful investor. Investing Demystified could help you generate superior returns for your SIPP.
In Five Short Videos Entitled Investing Demystified, A Former Hedge Fund Manager Shares His Secrets To Successful Investing
Investing Demystified Video 1
An Introduction From Lars Kroijer, Author Of Investing Demystified
Quite simply, professionals and private investors have no chance of beating financial markets in the long run, especially after fees and charges. The fact is you can’t beat the markets or find an investment fund to do it for you. If you don’t appreciate this, it could leave you worse off.
Investing Demystified Video 2
Why You Can’t Beat The Market Or Pick Market-Beating Funds
Far too many people believe they can beat the market, but a convincing number of studies show the average investment fund does not beat the market over time, but underperforms it by exactly the amount of fees and charges.
Investing Demystified Video 3
It’s Liberating And More Profitable To Accept You Can’t Beat The Markets
Once you’ve embraced the fact it’s unlikely you’ll beat the market on your own or with a manager, investing in a world equity index fund could help you achieve global gains at the lowest possible cost. It’ll simplify your life too, for you may only need to invest in one equity holding for the rest of your life.
Investing Demystified Video 4
How To Adjust Your Portfolio To Suit Your Attitude To Risk
Vary the proportion of your portfolio that’s allocated to the lowest-risk assets, such as cash and government bonds, to best reflect the stage of life you’re at, and the level of risk you’re willing to accept. It could mean you end up with a portfolio of just two investments.
Investing Demystified Video 5
Implementing Your Low Cost Portfolio
How to select the right products for your simple, low cost, passive portfolio, and what you need to check to keep it on track.
Investing Demystified: How To Invest Without Speculation And Sleepless Nights
Lars Kroijer was the CEO of Holte Capital Ltd, a London-based special situations hedge fund which he founded in 2002 before returning external capital in the spring of 2008. Prior to establishing Holte Capital, Lars served in the London office of HBK Investments. In addition, he previously worked at SC Fundamental and the investment banking division of Lazard Freres in New York. Lars graduated Magna Cum Laude from Harvard University and received a MBA from Harvard Business School. He is also the author of Money Mavericks and Smarter Investing.
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AJ Bell Is Often The Best Value SIPP For Stockmarket Assets
Over time, charges can wipe out a huge part of your fund. We like AJ Bell because there are no set-up costs. If you hold passive funds, which is our preference, or shares, investment trusts, EFTs, gilts or bonds, you pay one small fixed fee no matter how large your fund. And when you come to draw your benefits either as occasional drawdown or UFPLS payments, there's a small charge for the whole year no matter how many times you access your money (many SIPP and SSAS providers charge more than this for each payment). However, you should always compare charges in detail, because AJ Bell could be more expensive than other providers, depending on the type of stockmarket assets you hold.
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