HNW Lending Ltd offers peer-to-peer asset-based lending for individuals, businesses, SIPPs and SSASs
Asset Loans For High Net Worths On HNW Lending Ltd
HNW Lending Ltd arranges secured loans for individuals and businesses. Each loan is secured by an asset. If the borrower is unable to repay the loan, HNW Lending Ltd, as agent for the lender, can sell the asset in order to repay the loan. Secured lending is arguably safer than unsecured lender.
Key Features of HNW Lending Ltd Loans
Your loan is granted on an individual basis. It’s not lent to a fund.
Loan lengths range from 3 months to 10 years.
Interest rates payable to lenders range from 6 to 12 per cent depending on the loan length and the asset being used as security such as:
- Antiques and objects d'art
- Classic and supercars
- Fine Wine
- Property (first or second charge)
- Timeshare units
- Yachts and boats
- Many other items, such as stamp collections, art
Discover More About HNW Lending Ltd
Visit the HNW Lending Ltd website for full details.
Lend On HNW Lending Ltd With Evolution SIPP or SSAS
SIPPclub members have exclusive access to Evolution SIPP and SSAS. Click the link to read more about Evolution.
Find Out More
To discover whether lending your SIPP or SSAS money on HNW Lending Ltd is appropriate for your circumstances, please complete the form on this page.
Crowdfunding And Peer-To-Peer Risk Warning
When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles. It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.
With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses. You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates. In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market. Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.
As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from Unbiased.co.uk. Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.
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