Crowdstacker is an exciting platform that allows you to lend like a bank to growing and established British businesses and earn competitive interest on your money.
Crowdstacker Only Features Carefully Selected Businesses
Crowdstacker selects great British businesses that are looking to raise money to grow or undertake projects. Traditionally businesses borrowed from banks, but now through Crowdstacker, you’re able to lend directly to businesses, cutting out the banks. Lenders get a better return on their money and businesses can borrow at better rates. Only the banks lose out.
Crowdstacker scrutinises all the businesses seeking finance, and only a select few pass its due diligence process. This helps reduce risk for lenders as each loan is backed by company assets or an appropriate balance sheet. Crowdstacker members pay no fees, so every penny you invest earns interest.
Discover More About Crowdstacker
Crowdstacker is a Financial Conduct Authority authorised peer-to-peer lending platform that allows people to become a lender to great British businesses.
Visit the Crowdstacker website for full details.
Lend On Crowdstacker With Evolution SIPP or SSAS
SIPPclub members have exclusive access to Evolution SIPP and SSAS. Click the link to read more about Evolution.
Find Out More
To discover whether lending your SIPP or SSAS money on Crowdstacker is appropriate for your circumstances, please complete the form on this page.
Your capital is at risk if you lend to businesses; you may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. In addition, this is an illiquid investment, which means you will not be able to access the capital you lend for the duration of the loan period. Lending through Crowdstacker is not covered by the Financial Services Compensation Scheme. Tax treatment is dependent on an individuals’ circumstances and may be subject to change in the future. Seek independent advice if you are unsure about the suitability of this investment for you.
Crowdstacker Limited is authorised and regulated by the Financial Conduct Authority (FRN. 648742).
Crowdfunding And Peer-To-Peer Risk Warning
When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles. It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.
With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses. You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates. In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market. Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.
As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from Unbiased.co.uk. Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.
Please read our full Terms which includes criteria for SIPPclub membership.